FRANK X. RUGGIER received his J.D. from the University of Southern California where he received the American Jurisprudence award in Bankruptcy.  He received his B.A. from the University of California at Irvine, graduating cum laude. He is a member of the State Bar of California and a Certified Legal Specialist in Bankruptcy Law by the State Bar of California, Board of Legal Specialization.   He is also admitted to practice in the Central, Eastern, Southern and Northern Districts of California.

Frank is a member of the Los Angeles County and San Fernando Valley Bar Associations.   He is also a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the Central District Consumer Bankruptcy Attorney Association (CDCBAA).

While at law school, he was an extern to the Honorable Calvin K. Ashland, United States Bankruptcy Judge for the Central District of California and was awarded the American Bankruptcy Institute medal of excellence for Bankruptcy.

Frank is an Orange County transplant originally born in New Jersey. In his spare time, Frank enjoys spending time with his wife and three sons, and playing and watching all sports and participating in fantasy football, baseball and basketball leagues.